Choosing the right bankruptcy attorney is one of the most important decisions you’ll make when facing overwhelming debt. The right lawyer won’t just file paperwork—they’ll guide you through the process, protect your assets, and help you regain financial stability. Before you hire anyone, make sure you ask these five essential questions.
1. What Types of Bankruptcy Do You Handle?
Bankruptcy isn’t one-size-fits-all. Most individuals file under Chapter 7 (liquidation) or Chapter 13 (repayment plan). A knowledgeable attorney should be able to explain which chapter is right for you, based on your income, assets, and goals. Make sure your lawyer has experience handling cases like yours.
2. How Much Experience Do You Have with Bankruptcy Cases?
Bankruptcy law is highly specialized. You don’t want a lawyer who dabbles in many different areas of law—you want someone who regularly represents clients in bankruptcy court. Ask how many bankruptcy cases they’ve handled and how long they’ve been practicing in this field. Experience matters when your financial future is on the line.
3. What Will the Total Cost Be?
Bankruptcy can provide a fresh start, but you need to understand the costs upfront. Ask your attorney about their fees, payment options, and what’s included. Some lawyers may quote a low base fee but add on charges for court filings or additional services. A trustworthy attorney will be transparent about costs so there are no surprises.
4. How Will Bankruptcy Affect My Assets?
One of the biggest concerns for many people is, “Will I lose my home, car, or other property?” Your attorney should walk you through what assets are protected under bankruptcy exemptions and how filing could impact your possessions. A strong attorney will help you preserve as much as possible while eliminating your debt.
5. What Will the Process Look Like for Me?
Every case is unique. A good attorney should explain how the bankruptcy process will unfold for your situation—how long it will take, what documents you’ll need, and what to expect in court. This conversation helps set realistic expectations and shows whether your lawyer is committed to guiding you every step of the way.
Final Thoughts
The right bankruptcy attorney doesn’t just file paperwork—they help you build a path toward financial recovery. At Clayman Law, we believe in honest answers, compassionate guidance, and real solutions for real people.
If you’re ready to explore bankruptcy as an option, we’re here to help.
📞 Call us today at 856-777-5877 or visit Clayman Law