NJ Bankruptcy Blogs
How the Government Shutdown Could Impact Government Workers — And How Clayman Law Can Help
As the federal government shutdown continues to stretch on, tens of thousands of government workers across the country are facing unexpected financial challenges. While some agencies remain funded, many federal employees are confronting delayed paychecks, reduced...
The Top 5 Questions You Need To Ask A Bankruptcy Attorney Before Hiring Them
Choosing the right bankruptcy attorney is one of the most important decisions you’ll make when facing overwhelming debt. The right lawyer won’t just file paperwork—they’ll guide you through the process, protect your assets, and help you regain financial stability....
When Tax Debt Blocks a Passport: A Real-Life Twist for One Bankruptcy Client
Imagine being invited to a loved one’s wedding abroad—only to find out you can’t leave the country, not because of legal trouble, but because of a tax debt. That’s exactly what happened to one bankruptcy client recently, and his experience sheds light on a...
Summertime Blues
Video Transcript - Hi, this is Eric Clayman from Clayman Law, LLC, with some summertime advice. The kids will be home from school and the house gets busy. And a lot of times it gets complicated as well. Remember, have a system to pay your bills, your most important...
Holiday Spending Brought on Debt
Cnn put out an article in December talking about Holiday Debt. Here is the article - 36% of Americans took on holiday debt this year — averaging $1,181 — survey finds. These tips can help...
Featured in South Jersey Magazine
Thank you South Jersey Magazine for including me in your Attorney profile section. I am listed under the category "Bankruptcy and Creditor-Debtor Rights Law"
Defaulting on a federal student loan may again face wage garnishments and or collections in NJ
Almost every client I see has a student loan of one sort or another. And what is Congress going to do about our student loan crisis. Unleash more aggressive collection actions. Really? Although very generally, most student loans are not dischargeable in a bankruptcy...
Do not feel alone – It is expensive to be a Homeowner in New Jersey.
It can be expensive to be a homeowner living in New Jersey; according to CNBC the most expensive real estate taxes in the country. If you know of a friend or colleague struggling to make ends meet, please refer them to me. Not everyone who speaks with me files...
It’s not just large companies who need to “prepare for bankruptcy filing.”
https://shopassociation.org/rite-aid-prepping-for-bankruptcy-filing-reports/ It's not just large companies who need to "prepare for bankruptcy filing." Every individual facing debt problems - high credit cards balances, unpaid medical bills, behind with...